Always Have Funds Available With Our Working Capital Solutions

Unsecured business lines of credit work in a similar way to credit cards. Businesses secure a line of credit that renews annually and can help supplement cash flows during slower periods. The benefit is business owners are under no obligation to use the funds. The program has no additional fees or costs other than repayment of used funds.

Innovative Commercial Capital can offer a revolving line of credit to those businesses with the right credit profile and history. While we are not as restrictive as other loan programs, we do expect applicants to demonstrate the following:

• Healthy company history
• Good credit profile
• Profitability

Startup Credit Options

While we expect applicants to meet all our qualifications before we can approve an unsecured line of credit, we also understand that some enterprises are too young to meet all expectations. For startups, those businesses with fewer than two years under their belts, we can offer lines of credit to owners or partners. Qualifying individuals can receive lines of credit up to $5,000,000.

Experienced Business Owner Credit Options

Established businesses must demonstrate an average revenue between $1,000,000 and $10,000,000. For qualifying companies, we can offer lines of credit up to $500,000 with the following benefits:

• Credit requirements – No Minimum Credit Score for Owner
• Time in Business – The business must be open and operating under the same ownership for at least one month (30 days).
• Annual Revenue – Your business must generate a minimum of $17,000 per month in revenue ($200,000 annually)
• In order to get started with a pre-qualification, please send in an attached business form and 3 months of most recent bank statements.

Contact Innovative Commercial Capital

Are you ready to apply for an unsecured business line of credit? Contact our team to begin the application process.