Looking for a Simple Alternative to a Traditional Business Loan? Ask Us About Accounts Receivable Financing

Have you considered accounts receivable financing when you need money quickly? Here at Innovative Commercial Capital, we frequently recommend financing receivables to business owners who have receivable invoices that remain unpaid after several months. This solution makes it easier for you to focus on other aspects of your business instead of spending so much of your time trying to get customers to pay.

Program Benefits

There are many reasons people come to us for accounts receivable financing. Here are some of the benefits this program is most well-known for:

• Cash arrives in your account within 24 hours
• No upper limits on the number of invoices you can submit
• We don’t have fixed payment requirements because this is not a loan

You can also apply for increased funding as you continue to build your business and discover new receivable invoices you want to sell.

This works well for industry types that can take a longer payment cycle to get paid. For example – Industry types this works well for:

1. Staffing & Employment Agencies
   Why: Agencies must pay workers weekly or biweekly while clients often pay on 30–90 day terms.
2. Manufacturing
   Why: High material and production costs must be covered before receiving payment from retailers or wholesalers.
3. Wholesale & Distribution
   Why: These businesses buy inventory upfront and wait weeks or months for retailers to pay, creating cash flow pressure.
4. Construction & Contracting
   Why: Projects are billed in stages or upon completion, but subcontractors and materials must be paid earlier.
5. Oilfield & Energy Services
   Why: Serve large energy companies with strict net terms, creating long wait times for payment.
6. Healthcare & Medical Services
   Why: Long reimbursement cycles from insurance companies or Medicare/Medicaid often stretch cash flow.
7. Apparel & Textiles
   Why: Seasonal sales cycles and long lead times from design to delivery mean cash is tied up for months.
8. Technology Services
   Why: Software development, consulting, or IT services are often billed on milestones, with delayed payment schedules.
9. Import/Export & International Trade
   Why: Extended shipping times and cross-border payment terms make working capital tight.

Getting Started

Send in an attached business form with a debt schedule x, a representative will reach out and we will will provide a complimentary consult for best-fit pre-qualification terms today

In addition to financing receivables, we also provide many different loan products that are designed to meet the needs of small businesses. Reach out to us by phone or email today to learn more about our wide variety of financial solutions.